The Leading Lending Experts
Sydneysiders love property. It’s what we all talk about over the dinner table with friends… the latest renovation, the upsize to accommodate a growing family, empty nesters who are downsizing, a rental increase from the landlord, or the impacts of development going on in the neighbourhood.
So what is it we’re all looking for in the dream home? It might be a humble hovel or a millionaire’s mansion, but it still has to be ‘home’ – whatever that means to you.
If you’ve tuned in to My Home Life with Stacey Leonie on Thursday’s at 5:30 – 6pm you would’ve heard a few war stories about people’s experiences in Sydney’s competitive property market. But how much do you know about our program’s sponsors, Shore Financial?
Shore Financial are Australia’s #1 independent mortgage broker who help everyday Australian’s enter and navigate the property market with ease by simplifying the mortgage process and doing the legwork for you.
Whether you’re taking the leap in buying your first property or looking at refinancing your current mortgage, there’s many ways in which Shore Financial can help you to climb the property ladder.
First Home Loans
Buying your first home is a huge learning curve and no doubt it will be one of the biggest financial decisions you’ll make in your lifetime. It pays to have someone by your side through the buying journey, making sure you understand the process every step of the way.
Owner Occupier Loans
In addition to a good interest rate, each loan structure needs to be tailored for your individual circumstances – based on a sound financial strategy.
At Shore, they do exactly this. Did you know that the structure of your home loan has a massive impact on the amount of wealth you can create through property?
Investment Loans
Despite fluctuating markets, building a property portfolio remains a popular form of long-term investment here in Australia. But finding the right investment property can be tricky… and it takes considerable time and effort.
Most importantly, where and what you buy will affect your return on investment.
Refinancing Loans
What is refinancing? It means paying out your current loan and replacing it with one that’s the right fit for you.
Refinancing can potentially save you thousands. You can even refinance with the same lender but your new loan should come with better rates and terms tailored to your unique circumstances.
So ask yourself – are you paying more than you need?
Guarantor Loan
Struggling to save a deposit? With a guarantor loan you may be able to borrow up to 105% of your property’s purchase price.
If you have someone in your life who can act as guarantor, a third-party home loan could be the perfect option for you. And the great news is, we know from experience that many people can remove the guarantee in 3 – 5 years.
Commercial Loans
It’s not easy finding the right finance for your commercial investment or business and it can be tricky, time consuming and confusing. And again, you’ll probably be asked to jump through hoops.
Shore Financial can provide you with access to commercial and business loan solutions from leading lenders across Australia.
Who: Mitchell White at Shore Financial
How: Call 0431 284 824
What: Australia’s #1 Independent Mortgage Broker
Where: Level 16, 124 Walker St, North Sydney, 2060
To Find Out More Click Here